About
Who writes this, and on what terms.
The Financial Citizen is written by Paul Magaji, a Nigerian lawyer called to the Bar in 2015 and practising from Lafia and Abuja (enrolment no. SCN 099793). The practice runs to litigation, commercial and constitutional advisory, real property and technology law. The writing here comes out of that work rather than alongside it.
Why it exists
Nigerian writing about money divides badly. On one side, exhortation — save more, spend less, think bigger. On the other, imported material describing structures that do not exist here, drafted against statutes that do not apply, in jurisdictions whose courts will never hear the dispute.
What sits between them is the part that actually decides outcomes: the instrument. Who holds legal title. What the deed says when the family disagrees. Whether the company was ever properly formed. These are not questions of discipline or attitude. They are questions of drafting, and they are answerable.
This publication answers them at length, for Nigeria, with the statute named.
How it is written
The essays are long because the questions are. Each is written to be the last thing a reader needs on its narrow point, and each links to the pieces above and below it, so the whole can be entered anywhere and traversed.
Where the law is stated, it is stated as at a date, for a named jurisdiction. Where something is later found to be wrong, the correction is published against the piece rather than the piece quietly removed. A publication that edits its errors out of existence is not one you can rely on.
What this is not
Nothing here is legal or investment advice, and reading it creates no lawyer–client relationship. Every structure described has conditions under which it is the wrong structure, and no essay can know which apply to you.
Professional legal services are provided separately by Magaji Law. The two are kept apart deliberately: this publication does not exist to route readers into the practice, and its usefulness depends on that staying true.
Correspondence
Corrections, disagreements and questions about a specific essay are welcome at REPLACE@thefinancialcitizen.com. Requests for advice on a particular matter should go to the practice instead.