Who Inherits in Nigeria · Sibling One
The Unrecognised Partner
Who Inherits When the Law Does Not Know the Relationship
A partner with no recognised status does not have one claim. She has four possible claims, each with a different burden of proof, a different opponent and a different chance of surviving. This page sets out all four, says plainly what none of them can do, and names the one document that would have made the entire exercise unnecessary.
Paul Magaji · 11 min read
She comes to the office with a plastic folder, and everything in it is true.
There are photographs from the ceremony, several with both sets of parents in them. There is a hospital card in his handwriting naming her as next of kin. There are school fee receipts, WhatsApp messages arranging a burial for his uncle, a letter from his employer addressed to her by his surname, and eleven years of utility bills for a house they both lived in. She has kept all of it, not because she anticipated this, but because she is the kind of person who keeps things.
She is not asking for sympathy and she has not come to complain. She has come with a single question, which she asks in a level voice: what is her position.
The honest answer begins with a correction. She has arrived believing she needs to be believed. Nobody in the matter disbelieves her. His brothers do not dispute a single fact in the folder; several of them appear in the photographs. What she needs is something else entirely, and the folder is not evidence of it.
(A constructed illustration. The pattern is ordinary; the person is not real.)
She is not asking to be believed. She is asking to be recognised. Those are different applications.
Act One
The Question She Is Actually Asked
The sub-pillar above this page sets out the five statuses Nigerian law is able to read, and the fifth of them — the unrecognised household — is where this essay begins. Nothing in what follows softens that position. A partner without a recognised status has no share in an intestate estate as a partner, no claim under the matrimonial jurisdiction, and no priority in the grant of representation. That is the law, and pretending otherwise helps nobody.
But “no status” is not the same as “no claim,” and the difference is the whole of this page.
What the law offers her is not a right arising from the relationship. It is a set of alternative doorways, none of which is about the relationship as such. Three of them ask her to prove something other than love: that a marriage in a recognised form actually took place; that she contributed money to the acquisition of an asset; or that a child of the deceased exists and is entitled. The fourth asks nothing of her at all, because it depends entirely on something he did while he was alive.
The first task in any matter of this kind is therefore not to build a case. It is to work out which doorway she is standing in front of — because they are pursued differently, they are proved differently, and one of them closes very quickly.
Act Two
The Four Routes
They are set out here in the order in which they should be considered, which is not the order in which they are usually attempted.
Route One
Prove the Marriage That Was Actually Contracted
The strongest route, and the one most often abandoned too early.
Very many households described as unrecognised are not unrecognised at all. They are unregistered, which is a different problem with a better answer. Where a ceremony took place with the consent of both families and the customary requirements of the community were met, a valid customary marriage exists whether or not anyone filed anything, and the surviving partner is a widow in law.
What has to be established is that the ceremony met the requirements of the applicable custom. That is proved by the people who were there: the family members who negotiated it, those who received or witnessed what was paid, elders of the community who can speak to what the custom requires. Long cohabitation and general reputation as husband and wife are relevant and are frequently relied on, but they support the inference rather than create the marriage — the court is being asked to find that something happened, not to treat the passage of time as though it had.
This route is abandoned early far more often than it should be, usually because somebody in the family says confidently that there was no marriage because there was no certificate. That statement is wrong as a matter of law, and it should be tested before anything else is attempted.
The Consequence
The difference between this route and the three below is categorical. Establish it and she is not a claimant against the estate; she is a person the estate belongs to in part. Every other route leaves her outside asking to be let in.
Route Two
Establish an Interest in the Property Itself
A property claim, not a family claim — and it protects money, not years.
Where no marriage can be established, the question moves off the relationship and onto the asset. A person who contributes directly to the acquisition of property may hold a beneficial interest in it even though the legal title is in another name, on ordinary trust principles that have nothing to do with marriage and are available to anyone.
The word doing the work in that sentence is “directly.” A traceable contribution to the purchase price, to the building costs, to the payment of an instalment or to the discharge of a mortgage is the paradigm case. Money that can be shown to have gone in is money the law can follow.
What Nigerian law has been much slower to recognise is the other kind of contribution: the running of the household, the raising of children, the years of unpaid work that made his accumulation possible. It is a real contribution by any honest measure and it is the substance of most of these relationships. It is also the part the courts have been least willing to convert into a proprietary interest without evidence of an agreement or of financial contribution alongside it. A page that told her otherwise would be doing her a disservice.
The Consequence
This route rewards whoever kept records. The transfer she made from her account in 2016 is worth more here than the eleven years that followed it, and a woman who paid in cash to a man she trusted completely may have contributed most and be able to prove least.
Route Three
Claim Through the Children, Not for Herself
The route that most often works — and it belongs to them, not to her.
A child of the deceased is entitled in the estate, and that entitlement does not depend on whether the child’s parents were married. The Constitution provides that no citizen shall be subjected to any disability or deprivation merely by reason of the circumstances of his birth, and the Supreme Court has applied it to strike down customary rules that excluded children from a father’s estate, as in Ukeje v Ukeje (2014). Rules disinheriting widows have gone the same way, as in Anekwe v Nweke (2014). The direction of that authority is settled.
What is usually contested is not the principle but paternity, and that is where acknowledgment during his lifetime does the heavy work — the school forms, the hospital records, the way the family treated the child, anything he said or signed while he was alive that treats the child as his.
Two things must be said plainly about this route. The first is that it is frequently the strongest one available, and where the children are minors the mother may act in the matter on their behalf. The second is that the entitlement is theirs, not hers. It is a route to a household staying housed and a school year being paid for. It is not a share in the estate for her, and treating it as one produces conflicts later that are worse than the original problem.
The Consequence
The children’s claim is the most robust thing in the folder and the least useful to her personally. Any provision made through it should be documented as what it is at the time it is made, because a mother holding her children’s inheritance is a trustee whether or not anyone uses the word.
Route Four
Take What He Already Gave Her
The only route that does not require her to prove anything about the relationship.
This route does not run through the estate at all. It runs through whatever he executed while he was alive: a will naming her, a trust holding property for her benefit, a lifetime transfer already registered, a life policy validly assigned, an account or an instrument on which her interest is recorded in the institution’s own books.
Its virtue is that the relationship becomes irrelevant. A beneficiary under a trust does not have to be a widow. A named devisee does not have to prove a ceremony. A person to whom land has already been transferred and registered does not have to persuade anyone of anything, because the register has already been persuaded.
One distinction inside this route disappoints people constantly and should be understood before it does. A nomination is not a gift. Naming somebody on an employer’s death-benefit form, a pension record or a policy schedule directs the institution whom to pay; it does not transfer ownership, and depending on the instrument the money may still fall into the estate to be distributed among the recognised relations. An assignment of a life policy, properly effected and notified to the insurer, does something different in kind — it moves the benefit out of his hands into hers. The two look identical on a form and behave nothing alike, and the funding sub-cluster’s essay on insurance takes the difference apart.
Its weakness is that it exists or it does not, and by the time she is sitting in the office the question of whether it exists has already been answered. Nothing can be added to this route after his death. Everything in it had to be done during a period when doing it would have felt unnecessary, mildly insulting, and easy to postpone.
The Consequence
This is the only route with no opponent. It is also the only one she cannot open herself. Every hour spent on the other three is a cost incurred because this one was left empty.
Act Three
What None of Them Can Do
An honest page has to name the limits, because a claimant who does not know them spends money discovering them.
None of these routes gives her the position of a spouse on intestacy. She does not take a spouse’s share, and she does not acquire one by succeeding on Route Two or Route Three.
None of them opens the matrimonial jurisdiction. The court’s power to order settlement of property between spouses is exercised over spouses. Outside Route One, that door is shut and the question reverts to strict title and proof of contribution.
None of them gives her rights in the family house — property held by a family as a unit rather than by an individual. Living in it, maintaining it and raising children in it do not create an interest in it, however long the period.
And none of them makes her a person the process addresses on its own initiative. This is the limit that surprises people most. She is not refused information so much as never reached by the question: the bank writes to the administrator, the registry corresponds with the proprietor, the employer pays the nominee. A person with no recognised status has to insert herself into a process that is already running, and each insertion is an application.
And none of them is quick. Each of the first three is a contested process requiring standing, evidence, representation and time, in an estate that is being administered by someone else while the process runs. That is not a criticism of the courts. It is the ordinary shape of litigation, and it is the reason the fourth route is worth more than the other three combined.
Act Four
Why the Early Weeks Decide So Much
Matters of this kind are usually lost long before they are argued, and for reasons that have nothing to do with the merits.
The first is the grant of representation. An intestate estate is administered by whoever obtains letters of administration, and the applicant is drawn from the recognised relations. Once the grant is made, the person holding it is the lawful administrator, and everything afterwards is an application to a board somebody else is already sitting at.
The second is that institutions act on their own records immediately and without inquiry. Banks respond to the person who produces authority. Employers pay death benefits to whoever is nominated in the file, and a nomination is not a will — it directs payment and confers no interest in the estate. Registries deal with the registered proprietor. None of these institutions is adjudicating anything; each is doing what its own record tells it to do, and each does it within weeks.
The third is that evidence degrades from the day of the burial. The witnesses to a customary marriage are elderly. Recollections harden into positions once a dispute has a shape. Documents are dispersed among relations acting in good faith. The strongest version of Route One exists in the first months and is never stronger again.
The fourth is possession, which is not a right but is a fact of considerable practical weight, and which is very often given up early by a person acting with dignity in the days after a funeral.
An estate does not wait for the merits. It is administered by whoever holds the paper while the merits are still being argued.
Act Five
The Document That Answers All of This
Turn the page around and look at it from his side, because that is where the problem is actually solved.
He was not careless. He was in a relationship the law did not know about because it was never asked to know, and every moment at which he might have regularised it was a moment when doing so would have implied that something was wrong. He did not decline to make provision. He deferred it, in the ordinary way, for twenty-two years.
What he needed was not a change in the law and not a certificate. He needed one instrument that made provision for a person by name rather than by status.
That is precisely what a trust does. A trust separates the person who benefits from the person who holds; it operates outside the estate; and the beneficiary establishes nothing about herself except that she is the person named. It does not marry anyone, it confers no status, and it does not require the family’s agreement. Sibling 09 of this cluster takes that instrument apart in detail, and the seven-step architecture in the set-up cluster is the build. The letter of wishes is what carries the explanation — who she is, what she did, and why the provision is what it is — to people who will read it after the only person who could explain has died.
A will does part of the same work more cheaply, and for many households it is the correct answer. Its limits should be understood: it operates only on what he owned, it leaves the family house and jointly-held property outside his gift, it is published on probate, and it can be contested by the same relations who would have contested everything else.
And none of it displaces the simplest step. Where a customary marriage exists and the state provides for its registration, register it. Where paternity is a fact, acknowledge it in a form that outlives the person acknowledging it. The instruments are for what remains after that — and something always remains.
The four routes in Act Two are what the law offers a household that did none of this. They are real, they are worth pursuing, and every one of them is more expensive than the thing that was skipped.
She spent eleven years becoming his wife in every way but one. The law reads only the one.
Authority
The framework referred to comprises the Marriage Act, the Matrimonial Causes Act, the Administration of Estates Laws of the several states, the Child’s Rights Act and its state adoptions, and the Constitution of the Federal Republic of Nigeria 1999 as amended. The cases named are Ukeje v Ukeje (2014) and Anekwe v Nweke (2014). Customary law varies materially between states and communities, and nothing here states the law of any particular community; where Islamic personal law applies, succession follows the fixed-share system described in the sub-pillar and the analysis above does not apply. Section numbers are given only where the provision has been verified against the text of the instrument itself. This page is a statement of general principle and is not legal advice on any person’s affairs.